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Dream Big.
Plan Wise.

We work with you to build a plan that
aligns with your ideal life.

Let’s Begin

If Managing Your Wealth Feels Complicated,

Let Us Help Simplify Your Finances

You’ve worked hard your entire life and found success in doing what you love. But as your job becomes more demanding and your financial complexities grow, a financial partner can help organize your finances and ensure your strategy is designed to support your life goals. Our boutique firm provides driven people like you with the tailored services needed to handle every aspect of your financial picture.

Our founder, Cynthia, believes you should be using your money to make a life instead of using your life to make money.

Get Engaged

Tailored Financial Plans Focused on Increasing the Value of Your Life

Rather Than Just the Size of Your Wallet

From Residency Through Retirement

Offering Holistic Financial Planning at Every Stage of Your Career

Maybe you've just purchased your first stethoscope, are buying into the practice, or are ready to retire. Wherever you are in your career, we will partner with you to develop and execute a plan that aligns your wealth, your passions and your purpose.

We’ve Helped Medical Professionals Like You

Develop Solutions For:

  • Business Transition
  • Trust & Estate Planning
  • Student Loan Debt
  • Employee Benefit Optimization
  • Wealth Distribution
  • Survivor Plans
  • Risk Coverage
  • Practice Buy-Ins

Whether You’re Hanging Your White Coat Up for Good or Starting Your Own Practice

We Get It & We'll Take You There


Engage With Your Advisor Today

You’re Committed to Your Work

Let’s Ensure Your Dedication Translates Into Your Life Vision

Between your passion for the work you do and your ability to face the challenges that come with caring for animals, veterinarians are a resilient, inspiring group of people. Wherever you are in your practice, we will partner with you to develop and execute a plan that aligns your wealth, your passions and your purpose.

We Can Guide You

Through Creating Strategies For:

  • Business Transition
  • Trust & Estate Planning
  • Student Loan Debt
  • Employee Benefit Optimization
  • Wealth Distribution
  • Survivor Plans
  • Risk Coverage
  • Practice Buy-Ins

You Want To Be As Intentional as Possible with Your Finances

Let’s Bring Direction to Your Wealth


Get in Touch Today

Are You Ready for What’s Next?

In your lifetime, you’ve witnessed a great deal of change. Changes in technology, society, the economy and our nation. Now it is time to develop and execute a plan that aligns your wealth, your passions and your purpose in this next chapter of life.

Together We’ll Prepare for & Navigate Your Retirement

Covering Areas Like:

  • Eldercare & Long-Term Care Planning
  • Medicare Planning
  • Survivorship & Distribution Planning
  • Estate & Legacy Planning

Whether You Are Nearing or Are in Retirement

Together We'll Make Sure You Are Taken Care Of


Get Started Today

Get To Know Your

Financial Planning Partner

Cynthia Zalewsky, CFP®, CIS Photo

Cynthia Zalewsky, CFP®, CIS

Founder

Cynthia’s journey to becoming a financial advisor is as unique as her practice. She was originally a dedicated student at the State University of New York at Buffalo with dreams of attending medical school and owning her own sports medicine practice. Cynthia graduated with not only a Bachelor’s Degree in Psychology but also in Exercise Science and Exercise Physiology. She then completed graduate work in Physical Therapy and Exercise Science before deciding to start her first business.

Over the years, Cynthia’s love for innovation combined with her experience inspired her to become a “physician for someone’s finances.” After working in the industry for two years, she opened her own fee-only firm in 2000 and her career goals never changed: change the field, give quality care, and change people's lives for the better.

Certified Financial Planner

Why Should You Work With a

Certified Financial Planner™?

The truth is, anyone can call themselves a financial planner. But our founder, Cynthia, has gone through rigorous coursework and a thorough examination to earn the designation of CERTIFIED FINANCIAL PLANNER™ professional.

Code of Ethics

As a CFP® professional, Cynthia is held to one of the highest codes of ethics and professional responsibility in the industry. To maintain her designation, she must commit to ongoing financial education as well as adhere to the seven principals of the CFP® code of ethics:

  • Integrity
  • Objectivity
  • Competence
  • Fairness
  • Confidentiality
  • Professionalism
  • Diligence


Learn More

The National Association Of Personal Financial Advisors

What’s NAPFA?

The National Association of Personal Financial Advisors (NAPFA) is an association of fee-only financial advisors dedicated to the highest standards for giving advice to individuals and families.

Benefits of Working with a

NAPFA Member


You Receive Independent, Objective Advice

We Have an Extensive Network of Professionals

Ongoing Education Means We Remain at the Industry’s Forefront

NAPFA Members Are on Your Side

As a fiduciary, we don’t receive fees or compensation for recommending certain products over others, we’re transparent about potential conflicts of interest, and we’re committed to acting in good faith.

Learn More

Find a Fiduciary Advisor Who Can Understand & Clarify

Your Biggest Financial Concerns

Custom, Comprehensive Financial Planning Is Only the Beginning

Providing you with a financial plan is what we do, but it’s not what sets us apart.

Education

Finding your own financial independence doesn’t happen overnight. Instead, it’s an ongoing process and dedication to balancing your needs for today with your concerns about tomorrow. We help you understand your options by incorporating important financial education into our ongoing working relationship.

Integrity

Integrity breeds excellence. Simply put, we say what we mean and do what we say. We take an honest, transparent approach to working with clients, meaning you never have to worry if your needs are being put first. Our firm always acts in your best interest, whether you’re sitting in our office or out enjoying your wealth.

Personalization

In our opinion, the financial planning industry is too impersonal. Instead of just talking numbers, we want to talk goals, dreams and hopes for your future. When we get together, let’s chat about what you’re looking forward to most in retirement or where your family is vacationing next.

Concierge

We know you are busy and personal time is at a premium. That is why we are here to streamline the implementation process of your financial plan. We will work with your financial professionals to get things done so you can spend your time on things that bring joy and meaning to your life.

Find Your Financial Partner for Life

In Saratoga Investment Solutions Inc.


Our founder, Cynthia, is more than a wealth manager. She has dedicated herself to being your financial advocate, educator, guide and partner. From helping you finalize your financial plan to seeing your legacy carried on, our firm is here to navigate your financial needs today, tomorrow and through retirement.

Interested in Joining Our Financial Planning Family?


Get Engaged Today

Bring Meaning and Value to Your Life

Through Life-Driven Financial Planning

Before all else, we must develop a plan based on your goals, dreams and needs for tomorrow. Without setting the goals to drive our work, there’s no purpose behind what we do or why we do it. Our financial planning process is designed to guide our ongoing relationship, meaning we’re dedicated to reviewing your plan year after year. We understand that life happens, and we’re here to help you readjust and reevaluate your finances through every life chapter.


Discovery ⤍

To get things started, we offer a complimentary meeting designed to revolve around you. We’ll listen carefully to your goals and aspirations as we begin to gain insight into your current financial situation. At the end of our meeting, we will determine if our firm can bring value to you and your unique financial concerns.

Focus ⤍

At our second meeting, we’ll discuss further in-depth your core values, future concerns and financial goals. Building a trusting and personal relationship will prove important throughout the planning process.

Engagement ⤍

Using the goals we discussed previously and the important documents outlining your current financial standings, we’ll develop a detailed blueprint for your financial plan. In this letter, we’ll set important expectations for our future engagements, as well as the actionable items you can expect to work through as we move forward.


Plan &
Implementation ⤍

Because comprehensive financial planning is an ongoing process that covers every aspect of your financial picture, we’ll move through various pieces of the plan at different times, depending on what’s most important to you at the time. We’ll start with your most pressing concerns and move through the blueprint gradually as outlined in our previous discussion.

Ongoing
Review ⤍

We’ll continuously monitor your efforts and oversee the progression of your plan as it relates to your specific needs and goals. We’ll make adjustments as needed to keep your plan aligned with your short and long-term goals.


Ready To Get Started?


Your Complimentary Discovery Meeting

Taking the Weight Of Planning For Your Financial Future

Off Your Shoulders

We KNow You're busy

We'll Make Onboarding Easy

Step 1: Complete Our Onboarding Survey

To give us a better idea of your current financial standings, we’ll ask you to complete our online survey and provide us with the results. This will allow us to customize our complimentary discovery meeting to best fit your financial needs.

Step 2: Discovery Meeting

Once you’ve completed our online survey, we’ll schedule a complimentary discovery meeting to get better acquainted with one another. We will use the results of the survey as well as your unique goals and aspirations to drive the conversation.

Step 3: Onboard With eMoney

If we decide we’re a good fit for one another, we’ll invite you to join our eMoney platform, which gives you 24/7 online access to all of your important accounts, documents and your financial plan in one easy-to-use personal dashboard.


Ready To Onboard With Us?


See If We're A Good Fit

Why Work With a

Fee-Only Planner?

Working as a fee-only firm, we’re able to provide seamless, unbiased financial solutions instead of selling financial products. Our transparent fee structure protects our clients against potential conflicts of interest and ensures that our advice is completely objective.

Fee Only

Developing Long-Term Partnerships

Through Ongoing Planning

The truth is, everyone’s needs are a little different. While every client starts out hourly during the financial planning process, transitioning to a retainer fee structure offers the most value throughout our ongoing relationship. Our retainer fees are designed to offer completely comprehensive financial planning and wealth management services. From calling our office when you’ve gotten into a car accident to discussing the tax implications of your retirement strategies with your CPA, our retainer services allow us to be there for every moment you need us, no matter how big or how small. As a boutique firm, we customize the services and the retainer to each client's needs. For young professionals who are serious about investing in their own financial life plan, we offer a customized retainer designed just for you.

Do You Want Transparent Pricing & Unparalleled Service?


We Should Talk

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Custom-Designed Financial Solutions

For Individuals & Families Throughout the Country

You Deserve More Than a Money Manager

Finding financial peace of mind means working with a financial planner who is there for every question and concern you may have - from eliminating student debt to preparing a legacy to pass down to your grandkids.

If you’re ready to take that journey with our experienced, compassionate firm, give us a call today or fill out the form below.